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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 84 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  2. 2.A message says Arjun has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  3. 3.Someone online asks Gurpreet for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  4. 4.A stranger asks Karan to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  5. 5.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  6. 6.Karan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
  7. 7.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  8. 8.Aditya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  9. 9.Kavya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  10. 10.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  11. 11.Diya’s mother has ₹3000 in her bank account. She pays ₹170 for medicines and ₹380 for school books by UPI. How many rupees are left in the account?
  12. 12.A message says Rohan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  13. 13.Rohan’s mother has ₹3000 in her bank account. She pays ₹120 for a gas cylinder and ₹290 for milk by UPI. How many rupees are left in the account?
  14. 14.Vivaan’s mother has ₹2400 in her bank account. She pays ₹390 for bread and ₹200 for a gas cylinder by UPI. How many rupees are left in the account?
  15. 15.Ananya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  16. 16.Rohan’s mother has ₹1400 in her bank account. She pays ₹250 for school books and ₹270 for fruit by UPI. How many rupees are left in the account?
  17. 17.Aarav gets a link: “Click now to win a phone worth ₹1000!” What should Aarav do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  18. 18.Joseph gets a link: “Click now to win a phone worth ₹25000!” What should Joseph do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  19. 19.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  20. 20.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  21. 21.Aarav’s mother has ₹1300 in her bank account. She pays ₹190 for a gas cylinder and ₹90 for bread by UPI. How many rupees are left in the account?
  22. 22.Zoya’s mother has ₹1900 in her bank account. She pays ₹220 for fruit and ₹230 for bread by UPI. How many rupees are left in the account?
  23. 23.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  24. 24.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  25. 25.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
  26. 26.Meera gets a link: “Click now to win a phone worth ₹5000!” What should Meera do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  27. 27.A stranger asks Saanvi to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  28. 28.Tara sees that ₹5000 was sent to a wrong number by mistake. What should Tara do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  29. 29.Ananya gets a link: “Click now to win a phone worth ₹1000!” What should Ananya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  30. 30.Sneha gets a link: “Click now to win a phone worth ₹10000!” What should Sneha do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
  31. 31.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  32. 32.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  33. 33.Gurpreet sees that ₹10000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  34. 34.A message says Kavya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
  35. 35.Vivaan’s mother has ₹2100 in her bank account. She pays ₹200 for medicines and ₹350 for a gas cylinder by UPI. How many rupees are left in the account?
  36. 36.Arjun’s mother has ₹1300 in her bank account. She pays ₹100 for bread and ₹50 for milk by UPI. How many rupees are left in the account?
  37. 37.Riya’s mother has ₹2500 in her bank account. She pays ₹100 for vegetables and ₹90 for medicines by UPI. How many rupees are left in the account?
  38. 38.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  39. 39.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  40. 40.Sneha’s mother has ₹2300 in her bank account. She pays ₹150 for milk and ₹280 for fruit by UPI. How many rupees are left in the account?

Answer key

  1. Never share the OTP
  2. No PIN to receive money
  3. No one
  4. Scanning a QR pays money
  5. Never share the OTP
  6. The name and amount
  7. No one
  8. The name of the shop
  9. The name of the shop
  10. Never share the OTP
  11. 2450
  12. No PIN to receive money
  13. 2590
  14. 1810
  15. The name of the shop
  16. 880
  17. Ignore it, tell a parent
  18. Ignore it, tell a parent
  19. The name of the shop
  20. No one
  21. 1020
  22. 1450
  23. No one
  24. No one
  25. Never share the OTP
  26. Ignore it, tell a parent
  27. Scanning a QR pays money
  28. Tell a parent at once
  29. Ignore it, tell a parent
  30. Ignore it, tell a parent
  31. No one
  32. No PIN to receive money
  33. Tell a parent at once
  34. No PIN to receive money
  35. 1550
  36. 1150
  37. 2310
  38. Never share the OTP
  39. No one
  40. 1870

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