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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 85 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  2. 2.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  3. 3.Karan sees that ₹2000 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  4. 4.Rohan’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  5. 5.Ananya’s mother has ₹1700 in her bank account. She pays ₹110 for milk and ₹280 for vegetables by UPI. How many rupees are left in the account?
  6. 6.Lakshmi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  7. 7.Aarav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  8. 8.Isha gets a link: “Click now to win a phone worth ₹1000!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  9. 9.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  10. 10.Diya sees that ₹500 was sent to a wrong number by mistake. What should Diya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  11. 11.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  12. 12.Riya gets a link: “Click now to win a phone worth ₹5000!” What should Riya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  13. 13.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  14. 14.A message says Sneha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  15. 15.A stranger asks Joseph to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  16. 16.Meera’s mother has ₹2700 in her bank account. She pays ₹150 for fruit and ₹300 for bread by UPI. How many rupees are left in the account?
  17. 17.Riya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  18. 18.Dev’s mother has ₹2400 in her bank account. She pays ₹110 for a gas cylinder and ₹250 for vegetables by UPI. How many rupees are left in the account?
  19. 19.Aarav’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
  20. 20.Aditya’s mother has ₹2700 in her bank account. She pays ₹320 for vegetables and ₹210 for fruit by UPI. How many rupees are left in the account?
  21. 21.Tara’s mother has ₹1400 in her bank account. She pays ₹220 for milk and ₹380 for vegetables by UPI. How many rupees are left in the account?
  22. 22.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  23. 23.A stranger asks Meera to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  24. 24.Zoya gets a link: “Click now to win a phone worth ₹10000!” What should Zoya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  25. 25.Zoya’s mother has ₹1000 in her bank account. She pays ₹310 for vegetables and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
  26. 26.A stranger asks Dev to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  27. 27.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
  28. 28.Isha sees that ₹5000 was sent to a wrong number by mistake. What should Isha do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  29. 29.A stranger asks Karan to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  30. 30.A stranger asks Ishaan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  31. 31.A stranger asks Kavya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
  32. 32.A message says Nisha has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  33. 33.Isha’s mother has ₹1700 in her bank account. She pays ₹210 for milk and ₹140 for vegetables by UPI. How many rupees are left in the account?
  34. 34.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  35. 35.A stranger asks Manav to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  36. 36.Rahul’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  37. 37.Karan sees that ₹500 was sent to a wrong number by mistake. What should Karan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  38. 38.A message says Ishaan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
  39. 39.Rahul’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  40. 40.Diya gets a link: “Click now to win a phone worth ₹25000!” What should Diya do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends

Answer key

  1. No one
  2. Ignore it, tell a parent
  3. Tell a parent at once
  4. The name of the shop
  5. 1310
  6. The name of the shop
  7. The name and amount
  8. Ignore it, tell a parent
  9. No one
  10. Tell a parent at once
  11. No one
  12. Ignore it, tell a parent
  13. No one
  14. No PIN to receive money
  15. Scanning a QR pays money
  16. 2250
  17. The name of the shop
  18. 2040
  19. The name and amount
  20. 2170
  21. 800
  22. No one
  23. Scanning a QR pays money
  24. Ignore it, tell a parent
  25. 370
  26. Scanning a QR pays money
  27. No one
  28. Tell a parent at once
  29. Scanning a QR pays money
  30. Scanning a QR pays money
  31. Scanning a QR pays money
  32. No PIN to receive money
  33. 1350
  34. No PIN to receive money
  35. Scanning a QR pays money
  36. The name of the shop
  37. Tell a parent at once
  38. No PIN to receive money
  39. The name of the shop
  40. Ignore it, tell a parent

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