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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 86 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Nisha’s mother has ₹1300 in her bank account. She pays ₹400 for bread and ₹220 for vegetables by UPI. How many rupees are left in the account?
  2. 2.Lakshmi gets a link: “Click now to win a phone worth ₹50000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  3. 3.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  4. 4.Riya sees that ₹1000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  5. 5.A stranger asks Rohan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  6. 6.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
  7. 7.Pooja’s mother has ₹2300 in her bank account. She pays ₹320 for vegetables and ₹270 for school books by UPI. How many rupees are left in the account?
  8. 8.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  9. 9.Ananya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  10. 10.Meera’s mother has ₹1200 in her bank account. She pays ₹210 for milk and ₹230 for school books by UPI. How many rupees are left in the account?
  11. 11.A message says Diya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  12. 12.Rohan sees that ₹1000 was sent to a wrong number by mistake. What should Rohan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  13. 13.Kabir gets a link: “Click now to win a phone worth ₹2000!” What should Kabir do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
  14. 14.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
  15. 15.Kabir gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kabir do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  16. 16.Karan’s mother has ₹3000 in her bank account. She pays ₹270 for bread and ₹340 for fruit by UPI. How many rupees are left in the account?
  17. 17.Diya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  18. 18.Arjun gets a link: “Click now to win a phone worth ₹10000!” What should Arjun do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  19. 19.Someone online asks Riya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  20. 20.A message says Isha has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  21. 21.Tara’s mother has ₹2100 in her bank account. She pays ₹110 for medicines and ₹300 for school books by UPI. How many rupees are left in the account?
  22. 22.A stranger asks Aditya to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
  23. 23.Someone online asks Isha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
  24. 24.Lakshmi sees that ₹2000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  25. 25.Joseph’s mother has ₹2000 in her bank account. She pays ₹70 for fruit and ₹120 for vegetables by UPI. How many rupees are left in the account?
  26. 26.A message says Joseph has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
  27. 27.Joseph’s mother has ₹2700 in her bank account. She pays ₹90 for fruit and ₹350 for medicines by UPI. How many rupees are left in the account?
  28. 28.Karan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
  29. 29.Joseph sees that ₹1000 was sent to a wrong number by mistake. What should Joseph do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  30. 30.Lakshmi’s mother has ₹1500 in her bank account. She pays ₹160 for milk and ₹190 for a gas cylinder by UPI. How many rupees are left in the account?
  31. 31.A message says Lakshmi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
  32. 32.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  33. 33.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  34. 34.Lakshmi gets a link: “Click now to win a phone worth ₹2000!” What should Lakshmi do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  35. 35.A stranger asks Pooja to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
  36. 36.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  37. 37.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  38. 38.Kabir sees that ₹50000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  39. 39.Riya gets a link: “Click now to win a phone worth ₹10000!” What should Riya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  40. 40.Diya gets a link: “Click now to win a phone worth ₹10000!” What should Diya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win

Answer key

  1. 680
  2. Ignore it, tell a parent
  3. Ignore it, tell a parent
  4. Tell a parent at once
  5. Scanning a QR pays money
  6. The name of the shop
  7. 1710
  8. No one
  9. The name and amount
  10. 760
  11. No PIN to receive money
  12. Tell a parent at once
  13. Ignore it, tell a parent
  14. Scanning a QR pays money
  15. Never share the OTP
  16. 2390
  17. The name and amount
  18. Ignore it, tell a parent
  19. No one
  20. No PIN to receive money
  21. 1690
  22. Scanning a QR pays money
  23. No one
  24. Tell a parent at once
  25. 1810
  26. No PIN to receive money
  27. 2260
  28. The name of the shop
  29. Tell a parent at once
  30. 1150
  31. No PIN to receive money
  32. No one
  33. Never share the OTP
  34. Ignore it, tell a parent
  35. Scanning a QR pays money
  36. Never share the OTP
  37. No one
  38. Tell a parent at once
  39. Ignore it, tell a parent
  40. Ignore it, tell a parent

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