Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 87 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
2. 2.Riya’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
3. 3.Kabir sees that ₹2000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
4. 4.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.A message says Farhan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
6. 6.Meera’s mother has ₹1200 in her bank account. She pays ₹340 for milk and ₹60 for medicines by UPI. How many rupees are left in the account?
7. 7.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
8. 8.Rahul gets a link: “Click now to win a phone worth ₹5000!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
9. 9.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
10. 10.Riya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
11. 11.Riya gets a link: “Click now to win a phone worth ₹2000!” What should Riya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
12. 12.Manav’s mother has ₹1200 in her bank account. She pays ₹60 for school books and ₹380 for medicines by UPI. How many rupees are left in the account?
13. 13.Kavya sees that ₹50000 was sent to a wrong number by mistake. What should Kavya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
14. 14.Riya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
15. 15.A message says Manav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
16. 16.Diya’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
17. 17.Isha’s mother has ₹3000 in her bank account. She pays ₹250 for a gas cylinder and ₹50 for school books by UPI. How many rupees are left in the account?
18. 18.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
19. 19.Dev’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
20. 20.Rohan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
21. 21.A stranger asks Aditya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
22. 22.A message says Isha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
23. 23.Meera’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
24. 24.A message says Meera has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
25. 25.A stranger asks Tara to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
26. 26.Nisha gets a link: “Click now to win a phone worth ₹10000!” What should Nisha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
27. 27.Meera gets a link: “Click now to win a phone worth ₹1000!” What should Meera do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
28. 28.Ishaan’s mother has ₹1900 in her bank account. She pays ₹210 for medicines and ₹50 for milk by UPI. How many rupees are left in the account?
29. 29.Kabir’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
30. 30.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
31. 31.A stranger asks Nisha to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
32. 32.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
33. 33.Dev’s mother has ₹1200 in her bank account. She pays ₹200 for a gas cylinder and ₹380 for milk by UPI. How many rupees are left in the account?
34. 34.Riya’s mother has ₹1300 in her bank account. She pays ₹310 for fruit and ₹150 for milk by UPI. How many rupees are left in the account?
35. 35.Saanvi gets a link: “Click now to win a phone worth ₹50000!” What should Saanvi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
36. 36.Pooja sees that ₹50000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
37. 37.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
38. 38.A message says Priya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
39. 39.Meera’s mother has ₹1900 in her bank account. She pays ₹50 for medicines and ₹140 for school books by UPI. How many rupees are left in the account?
40. 40.Zoya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop

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