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Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 88 · 40 sums
TalentJR

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

NameDateTime takenScore ___ / 40
  1. 1.Isha’s mother has ₹1500 in her bank account. She pays ₹260 for vegetables and ₹330 for a gas cylinder by UPI. How many rupees are left in the account?
  2. 2.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  3. 3.Manav’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
  4. 4.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
  5. 5.Dev gets a link: “Click now to win a phone worth ₹50000!” What should Dev do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  6. 6.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
  7. 7.Pooja sees that ₹1000 was sent to a wrong number by mistake. What should Pooja do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
  8. 8.Karan sees that ₹10000 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
  9. 9.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
  10. 10.Farhan sees that ₹500 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
  11. 11.Kabir gets a link: “Click now to win a phone worth ₹50000!” What should Kabir do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  12. 12.Rohan’s mother has ₹1700 in her bank account. She pays ₹200 for school books and ₹60 for fruit by UPI. How many rupees are left in the account?
  13. 13.Vivaan’s mother has ₹2200 in her bank account. She pays ₹180 for school books and ₹400 for bread by UPI. How many rupees are left in the account?
  14. 14.Diya’s mother has ₹1600 in her bank account. She pays ₹180 for a gas cylinder and ₹320 for bread by UPI. How many rupees are left in the account?
  15. 15.Joseph’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  16. 16.Karan’s mother has ₹2200 in her bank account. She pays ₹60 for medicines and ₹340 for milk by UPI. How many rupees are left in the account?
  17. 17.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
  18. 18.Dev gets a link: “Click now to win a phone worth ₹1000!” What should Dev do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
  19. 19.Someone online asks Farhan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  20. 20.Pooja’s mother has ₹1000 in her bank account. She pays ₹100 for vegetables and ₹110 for school books by UPI. How many rupees are left in the account?
  21. 21.Diya’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  22. 22.Aditya gets a link: “Click now to win a phone worth ₹500!” What should Aditya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
  23. 23.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  24. 24.Aarav’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
  25. 25.Isha’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
  26. 26.A stranger asks Aarav to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
  27. 27.Someone online asks Pooja for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
  28. 28.Someone online asks Rohan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
  29. 29.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
  30. 30.Karan sees that ₹2000 was sent to a wrong number by mistake. What should Karan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
  31. 31.Tara’s mother has ₹2500 in her bank account. She pays ₹130 for fruit and ₹140 for vegetables by UPI. How many rupees are left in the account?
  32. 32.A message says Rohan has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
  33. 33.Nisha sees that ₹500 was sent to a wrong number by mistake. What should Nisha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
  34. 34.Tara’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
  35. 35.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
  36. 36.Farhan’s mother has ₹1500 in her bank account. She pays ₹300 for milk and ₹80 for school books by UPI. How many rupees are left in the account?
  37. 37.Ananya’s mother has ₹2900 in her bank account. She pays ₹280 for vegetables and ₹220 for bread by UPI. How many rupees are left in the account?
  38. 38.Ananya’s mother has ₹2200 in her bank account. She pays ₹140 for school books and ₹60 for milk by UPI. How many rupees are left in the account?
  39. 39.Diya gets a link: “Click now to win a phone worth ₹5000!” What should Diya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
  40. 40.A message says Pooja has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN

Answer key

  1. 910
  2. Never share the OTP
  3. The name of the shop
  4. The name of the shop
  5. Ignore it, tell a parent
  6. No one
  7. Tell a parent at once
  8. Tell a parent at once
  9. Never share the OTP
  10. Tell a parent at once
  11. Ignore it, tell a parent
  12. 1440
  13. 1620
  14. 1100
  15. The name and amount
  16. 1800
  17. No one
  18. Ignore it, tell a parent
  19. No one
  20. 790
  21. The name and amount
  22. Ignore it, tell a parent
  23. Never share the OTP
  24. The name and amount
  25. The name and amount
  26. Scanning a QR pays money
  27. No one
  28. No one
  29. Never share the OTP
  30. Tell a parent at once
  31. 2230
  32. No PIN to receive money
  33. Tell a parent at once
  34. The name of the shop
  35. Never share the OTP
  36. 1120
  37. 2400
  38. 2000
  39. Ignore it, tell a parent
  40. No PIN to receive money

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