Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 89 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Rahul sees that ₹25000 was sent to a wrong number by mistake. What should Rahul do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
2. 2.A message says Ananya has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
3. 3.Rahul gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rahul do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
4. 4.Joseph gets a link: “Click now to win a phone worth ₹10000!” What should Joseph do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
5. 5.Someone online asks Joseph for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
6. 6.A stranger asks Aditya to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
7. 7.A stranger asks Aarav to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
8. 8.Someone online asks Sneha for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
9. 9.Lakshmi gets a link: “Click now to win a phone worth ₹1000!” What should Lakshmi do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
10. 10.Gurpreet’s mother has ₹1400 in her bank account. She pays ₹80 for vegetables and ₹350 for bread by UPI. How many rupees are left in the account?
11. 11.Ananya gets a link: “Click now to win a phone worth ₹500!” What should Ananya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
12. 12.Isha sees that ₹500 was sent to a wrong number by mistake. What should Isha do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
13. 13.Farhan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
14. 14.Aarav gets a link: “Click now to win a phone worth ₹5000!” What should Aarav do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
15. 15.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
16. 16.Meera’s mother has ₹1400 in her bank account. She pays ₹110 for medicines and ₹260 for bread by UPI. How many rupees are left in the account?
17. 17.Tara’s mother has ₹2400 in her bank account. She pays ₹100 for bread and ₹120 for a gas cylinder by UPI. How many rupees are left in the account?
18. 18.Someone online asks Ishaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
19. 19.Pooja’s mother has ₹2300 in her bank account. She pays ₹140 for milk and ₹330 for vegetables by UPI. How many rupees are left in the account?
20. 20.Kavya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
21. 21.Ananya’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
22. 22.Farhan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Farhan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
23. 23.Meera’s mother has ₹2400 in her bank account. She pays ₹390 for fruit and ₹350 for vegetables by UPI. How many rupees are left in the account?
24. 24.A stranger asks Rohan to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
25. 25.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
26. 26.A stranger asks Kabir to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
27. 27.Farhan sees that ₹2000 was sent to a wrong number by mistake. What should Farhan do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
28. 28.Arjun’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
29. 29.Ishaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ishaan do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
30. 30.A message says Priya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
31. 31.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
32. 32.Rahul’s mother has ₹2900 in her bank account. She pays ₹330 for milk and ₹130 for vegetables by UPI. How many rupees are left in the account?
33. 33.Gurpreet’s mother has ₹1000 in her bank account. She pays ₹50 for milk and ₹360 for vegetables by UPI. How many rupees are left in the account?
34. 34.A message says Manav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
35. 35.Ishaan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
36. 36.A stranger asks Pooja to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
37. 37.Manav’s mother has ₹2400 in her bank account. She pays ₹380 for milk and ₹340 for a gas cylinder by UPI. How many rupees are left in the account?
38. 38.A stranger asks Lakshmi to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
39. 39.A stranger asks Dev to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
40. 40.Diya sees that ₹2000 was sent to a wrong number by mistake. What should Diya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once

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