Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 90 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Manav sees that ₹5000 was sent to a wrong number by mistake. What should Manav do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
2. 2.Diya’s mother has ₹2900 in her bank account. She pays ₹340 for fruit and ₹70 for bread by UPI. How many rupees are left in the account?
3. 3.Kavya sees that ₹500 was sent to a wrong number by mistake. What should Kavya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
4. 4.Kavya’s mother has ₹2200 in her bank account. She pays ₹170 for vegetables and ₹200 for milk by UPI. How many rupees are left in the account?
5. 5.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
6. 6.Kabir sees that ₹10000 was sent to a wrong number by mistake. What should Kabir do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
7. 7.Meera’s mother has ₹2000 in her bank account. She pays ₹160 for medicines and ₹80 for fruit by UPI. How many rupees are left in the account?
8. 8.Diya sees that ₹25000 was sent to a wrong number by mistake. What should Diya do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
9. 9.A message says Kavya has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
10. 10.Dev’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
11. 11.Zoya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
12. 12.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
13. 13.Kabir gets a link: “Click now to win a phone worth ₹5000!” What should Kabir do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
14. 14.Priya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
15. 15.Saanvi’s mother has ₹1200 in her bank account. She pays ₹130 for milk and ₹340 for a gas cylinder by UPI. How many rupees are left in the account?
16. 16.Riya’s mother has ₹2500 in her bank account. She pays ₹320 for medicines and ₹400 for milk by UPI. How many rupees are left in the account?
17. 17.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
18. 18.Farhan’s mother has ₹1000 in her bank account. She pays ₹80 for milk and ₹140 for a gas cylinder by UPI. How many rupees are left in the account?
19. 19.Someone online asks Zoya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
20. 20.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
21. 21.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
22. 22.Karan’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
23. 23.A message says Diya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
24. 24.Rohan sees that ₹1000 was sent to a wrong number by mistake. What should Rohan do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
25. 25.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
26. 26.Farhan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
27. 27.Kabir’s mother has ₹2600 in her bank account. She pays ₹280 for vegetables and ₹310 for medicines by UPI. How many rupees are left in the account?
28. 28.Gurpreet sees that ₹2000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
29. 29.A stranger asks Priya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
30. 30.Rahul gets a link: “Click now to win a phone worth ₹500!” What should Rahul do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
31. 31.Ishaan’s mother has ₹2600 in her bank account. She pays ₹280 for milk and ₹300 for school books by UPI. How many rupees are left in the account?
32. 32.Gurpreet gets a link: “Click now to win a phone worth ₹50000!” What should Gurpreet do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
33. 33.Ishaan sees that ₹2000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
34. 34.Farhan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
35. 35.Saanvi’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
36. 36.Sneha gets a link: “Click now to win a phone worth ₹500!” What should Sneha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
37. 37.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
38. 38.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
39. 39.Manav’s mother has ₹1500 in her bank account. She pays ₹110 for school books and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
40. 40.A stranger asks Zoya to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe

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