Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 91 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
2. 2.A message says Riya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
3. 3.Kabir’s mother has ₹2900 in her bank account. She pays ₹60 for school books and ₹200 for bread by UPI. How many rupees are left in the account?
4. 4.A stranger asks Saanvi to scan a QR code to “get” ₹5000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
5. 5.Ananya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
6. 6.Tara’s mother has ₹1800 in her bank account. She pays ₹190 for a gas cylinder and ₹370 for bread by UPI. How many rupees are left in the account?
7. 7.Ishaan’s mother has ₹1900 in her bank account. She pays ₹160 for bread and ₹230 for milk by UPI. How many rupees are left in the account?
8. 8.A message says Kavya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
9. 9.Arjun’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
10. 10.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
11. 11.Diya gets a link: “Click now to win a phone worth ₹5000!” What should Diya do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
12. 12.A stranger asks Ananya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
13. 13.Lakshmi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
14. 14.A stranger asks Rahul to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
15. 15.Sneha’s mother has ₹2800 in her bank account. She pays ₹360 for a gas cylinder and ₹290 for vegetables by UPI. How many rupees are left in the account?
16. 16.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
17. 17.Riya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
18. 18.A message says Tara has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
19. 19.Meera’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
20. 20.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
21. 21.A stranger asks Farhan to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
22. 22.Saanvi’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
23. 23.A message says Joseph has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
24. 24.Isha’s mother has ₹2500 in her bank account. She pays ₹140 for vegetables and ₹340 for a gas cylinder by UPI. How many rupees are left in the account?
25. 25.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
26. 26.Farhan’s mother has ₹1200 in her bank account. She pays ₹130 for milk and ₹280 for vegetables by UPI. How many rupees are left in the account?
27. 27.Vivaan gets a link: “Click now to win a phone worth ₹25000!” What should Vivaan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
28. 28.Manav’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
29. 29.Arjun’s mother has ₹1500 in her bank account. She pays ₹80 for milk and ₹190 for medicines by UPI. How many rupees are left in the account?
30. 30.Riya’s mother has ₹2000 in her bank account. She pays ₹350 for milk and ₹370 for bread by UPI. How many rupees are left in the account?
31. 31.Arjun’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
32. 32.Rohan gets a link: “Click now to win a phone worth ₹500!” What should Rohan do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
33. 33.A message says Nisha has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
34. 34.Lakshmi sees that ₹50000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
35. 35.A stranger asks Kabir to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
36. 36.Ananya’s mother has ₹2600 in her bank account. She pays ₹170 for bread and ₹80 for milk by UPI. How many rupees are left in the account?
37. 37.Arjun sees that ₹2000 was sent to a wrong number by mistake. What should Arjun do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
38. 38.Ananya’s mother has ₹2200 in her bank account. She pays ₹290 for milk and ₹230 for school books by UPI. How many rupees are left in the account?
39. 39.Priya sees that ₹50000 was sent to a wrong number by mistake. What should Priya do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
40. 40.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all

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