Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 92 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
2. 2.A stranger asks Kabir to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
3. 3.Arjun’s mother has ₹1000 in her bank account. She pays ₹300 for fruit and ₹180 for medicines by UPI. How many rupees are left in the account?
4. 4.Sneha’s mother has ₹2600 in her bank account. She pays ₹160 for milk and ₹100 for medicines by UPI. How many rupees are left in the account?
5. 5.Farhan’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
6. 6.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
7. 7.Sneha sees that ₹5000 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
8. 8.A message says Isha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
9. 9.Kavya’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
10. 10.Dev’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
11. 11.Someone online asks Vivaan for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
12. 12.A message says Rahul has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
13. 13.Tara’s mother has ₹1900 in her bank account. She pays ₹220 for vegetables and ₹340 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.A stranger asks Karan to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
15. 15.Gurpreet’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
16. 16.Isha’s mother has ₹1600 in her bank account. She pays ₹270 for vegetables and ₹400 for bread by UPI. How many rupees are left in the account?
17. 17.Aarav’s mother has ₹1600 in her bank account. She pays ₹380 for milk and ₹220 for medicines by UPI. How many rupees are left in the account?
18. 18.A message says Aarav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
19. 19.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
20. 20.Lakshmi’s mother has ₹2000 in her bank account. She pays ₹400 for school books and ₹240 for medicines by UPI. How many rupees are left in the account?
21. 21.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
22. 22.Vivaan’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
23. 23.A stranger asks Aarav to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
24. 24.A message says Meera has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
25. 25.A message says Dev has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
26. 26.A stranger asks Riya to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
27. 27.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
28. 28.Lakshmi’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
29. 29.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
30. 30.A stranger asks Tara to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
31. 31.Joseph gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Joseph do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
32. 32.A message says Karan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
33. 33.Karan’s mother has ₹3000 in her bank account. She pays ₹260 for vegetables and ₹300 for fruit by UPI. How many rupees are left in the account?
34. 34.Someone online asks Manav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
35. 35.Someone online asks Saanvi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
36. 36.A message says Ananya has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
37. 37.Pooja’s mother has ₹2600 in her bank account. She pays ₹330 for milk and ₹260 for fruit by UPI. How many rupees are left in the account?
38. 38.Vivaan sees that ₹5000 was sent to a wrong number by mistake. What should Vivaan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
39. 39.Rahul gets a link: “Click now to win a phone worth ₹25000!” What should Rahul do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
40. 40.Saanvi sees that ₹500 was sent to a wrong number by mistake. What should Saanvi do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it

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