Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 93 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Diya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
2. 2.Nisha gets a link: “Click now to win a phone worth ₹50000!” What should Nisha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
3. 3.Lakshmi sees that ₹500 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
4. 4.A message says Aarav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
5. 5.Aarav’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
6. 6.Sneha’s mother has ₹1200 in her bank account. She pays ₹80 for bread and ₹390 for milk by UPI. How many rupees are left in the account?
7. 7.Sneha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Sneha do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
8. 8.A stranger asks Aditya to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
9. 9.Ishaan’s mother has ₹1400 in her bank account. She pays ₹340 for milk and ₹200 for a gas cylinder by UPI. How many rupees are left in the account?
10. 10.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
11. 11.Rahul gets a link: “Click now to win a phone worth ₹1000!” What should Rahul do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
12. 12.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
13. 13.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) No one (c) A caller from the bank
14. 14.A stranger asks Tara to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
15. 15.Sneha sees that ₹500 was sent to a wrong number by mistake. What should Sneha do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
16. 16.Nisha’s mother has ₹1400 in her bank account. She pays ₹270 for fruit and ₹310 for a gas cylinder by UPI. How many rupees are left in the account?
17. 17.Lakshmi’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
18. 18.A stranger asks Kavya to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
19. 19.Kabir’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
20. 20.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
21. 21.Tara’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
22. 22.Zoya’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
23. 23.Karan’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
24. 24.Karan’s mother has ₹1000 in her bank account. She pays ₹110 for a gas cylinder and ₹230 for milk by UPI. How many rupees are left in the account?
25. 25.Priya’s mother has ₹2300 in her bank account. She pays ₹200 for fruit and ₹170 for medicines by UPI. How many rupees are left in the account?
26. 26.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
27. 27.Manav’s mother has ₹1700 in her bank account. She pays ₹70 for fruit and ₹370 for milk by UPI. How many rupees are left in the account?
28. 28.Gurpreet’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
29. 29.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
30. 30.Arjun’s mother has ₹2100 in her bank account. She pays ₹160 for milk and ₹140 for fruit by UPI. How many rupees are left in the account?
31. 31.Ishaan gets a link: “Click now to win a phone worth ₹25000!” What should Ishaan do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
32. 32.A stranger asks Manav to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
33. 33.Lakshmi’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
34. 34.A message says Diya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
35. 35.Nisha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
36. 36.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
37. 37.Kabir’s mother has ₹1100 in her bank account. She pays ₹150 for fruit and ₹90 for vegetables by UPI. How many rupees are left in the account?
38. 38.Kabir’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
39. 39.Meera sees that ₹2000 was sent to a wrong number by mistake. What should Meera do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
40. 40.A stranger asks Vivaan to scan a QR code to “get” ₹50000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

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