Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 94 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Meera’s mother has ₹1400 in her bank account. She pays ₹320 for school books and ₹390 for bread by UPI. How many rupees are left in the account?
2. 2.A message says Nisha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
3. 3.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
4. 4.Diya’s mother has ₹2600 in her bank account. She pays ₹320 for bread and ₹350 for fruit by UPI. How many rupees are left in the account?
5. 5.A stranger asks Gurpreet to scan a QR code to “get” ₹2000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
6. 6.Gurpreet’s mother has ₹1700 in her bank account. She pays ₹370 for school books and ₹130 for medicines by UPI. How many rupees are left in the account?
7. 7.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
8. 8.Ishaan’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
9. 9.Meera’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
10. 10.Farhan’s mother scans a shop’s QR code to pay ₹10000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
11. 11.A message says Priya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
12. 12.Saanvi’s mother has ₹2600 in her bank account. She pays ₹150 for milk and ₹370 for fruit by UPI. How many rupees are left in the account?
13. 13.Lakshmi gets a link: “Click now to win a phone worth ₹5000!” What should Lakshmi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
14. 14.Joseph’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
15. 15.Lakshmi gets a link: “Click now to win a phone worth ₹50000!” What should Lakshmi do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
16. 16.Tara’s mother has ₹1100 in her bank account. She pays ₹340 for vegetables and ₹260 for school books by UPI. How many rupees are left in the account?
17. 17.A stranger asks Riya to scan a QR code to “get” ₹1000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
18. 18.A message says Manav has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
19. 19.A stranger asks Joseph to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
20. 20.Pooja’s mother has ₹3000 in her bank account. She pays ₹120 for school books and ₹140 for milk by UPI. How many rupees are left in the account?
21. 21.A message says Manav has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
22. 22.A stranger asks Ananya to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
23. 23.Sneha’s mother has ₹2400 in her bank account. She pays ₹120 for medicines and ₹130 for school books by UPI. How many rupees are left in the account?
24. 24.A stranger asks Aarav to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
25. 25.A stranger asks Tara to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
26. 26.Meera’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
27. 27.A message says Manav has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
28. 28.Kabir gets a link: “Click now to win a phone worth ₹25000!” What should Kabir do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
29. 29.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
30. 30.Rohan’s mother has ₹1800 in her bank account. She pays ₹100 for vegetables and ₹150 for fruit by UPI. How many rupees are left in the account?
31. 31.Isha’s mother has ₹2600 in her bank account. She pays ₹310 for vegetables and ₹150 for milk by UPI. How many rupees are left in the account?
32. 32.Someone online asks Aarav for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
33. 33.A message says Kabir has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
34. 34.Gurpreet gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Gurpreet do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
35. 35.Ananya’s mother has ₹2400 in her bank account. She pays ₹380 for school books and ₹150 for milk by UPI. How many rupees are left in the account?
36. 36.Ananya’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
37. 37.A message says Gurpreet has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
38. 38.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
39. 39.Vivaan’s mother has ₹1100 in her bank account. She pays ₹220 for school books and ₹340 for bread by UPI. How many rupees are left in the account?
40. 40.A stranger asks Karan to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe

Free money maths lessons, practice and worksheets at talentjr.in/money-for-kids