Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 95 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Zoya’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
2. 2.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
3. 3.Aditya gets a link: “Click now to win a phone worth ₹1000!” What should Aditya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
4. 4.A stranger asks Aarav to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
5. 5.A message says Sneha has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
6. 6.A message says Nisha has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
7. 7.A message says Karan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
8. 8.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
9. 9.Sneha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
10. 10.Someone online asks Arjun for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
11. 11.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
12. 12.Priya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Priya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
13. 13.Farhan’s mother has ₹2500 in her bank account. She pays ₹140 for fruit and ₹390 for a gas cylinder by UPI. How many rupees are left in the account?
14. 14.Zoya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
15. 15.Riya sees that ₹5000 was sent to a wrong number by mistake. What should Riya do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
16. 16.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
17. 17.Karan gets a link: “Click now to win a phone worth ₹2000!” What should Karan do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
18. 18.Vivaan gets a link: “Click now to win a phone worth ₹50000!” What should Vivaan do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
19. 19.Dev’s mother has ₹2600 in her bank account. She pays ₹200 for school books and ₹60 for milk by UPI. How many rupees are left in the account?
20. 20.Ishaan’s mother has ₹2000 in her bank account. She pays ₹220 for school books and ₹70 for vegetables by UPI. How many rupees are left in the account?
21. 21.Isha gets a link: “Click now to win a phone worth ₹25000!” What should Isha do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
22. 22.Karan sees that ₹1000 was sent to a wrong number by mistake. What should Karan do first? (a) Tell a parent at once (b) Keep it a secret (c) Pay again to fix it
23. 23.Joseph’s mother has ₹1200 in her bank account. She pays ₹60 for milk and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
24. 24.Isha gets a link: “Click now to win a phone worth ₹1000!” What should Isha do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
25. 25.Someone online asks Rahul for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
26. 26.Diya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
27. 27.Gurpreet sees that ₹1000 was sent to a wrong number by mistake. What should Gurpreet do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
28. 28.Arjun’s mother has ₹2500 in her bank account. She pays ₹280 for a gas cylinder and ₹230 for medicines by UPI. How many rupees are left in the account?
29. 29.Nisha’s mother has ₹2100 in her bank account. She pays ₹220 for medicines and ₹190 for school books by UPI. How many rupees are left in the account?
30. 30.Nisha gets a link: “Click now to win a phone worth ₹25000!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
31. 31.Lakshmi’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
32. 32.Meera gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Meera do? (a) Never share the OTP (b) Send it by message (c) Read the OTP out
33. 33.Gurpreet’s mother has ₹1700 in her bank account. She pays ₹350 for vegetables and ₹100 for milk by UPI. How many rupees are left in the account?
34. 34.Ananya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
35. 35.Kabir sees that ₹2000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
36. 36.A message says Karan has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
37. 37.A stranger asks Riya to scan a QR code to “get” ₹500. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
38. 38.Karan’s mother has ₹2400 in her bank account. She pays ₹130 for vegetables and ₹100 for fruit by UPI. How many rupees are left in the account?
39. 39.A stranger asks Rahul to scan a QR code to “get” ₹2000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
40. 40.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one

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