Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 96 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Sneha’s mother has ₹2100 in her bank account. She pays ₹280 for medicines and ₹170 for milk by UPI. How many rupees are left in the account?
2. 2.Someone online asks Ananya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
3. 3.Priya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
4. 4.Isha’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
5. 5.Karan’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
6. 6.A stranger asks Ananya to scan a QR code to “get” ₹2000. What is true? (a) Scanning a QR pays money (b) It gives you money (c) QR codes are always safe
7. 7.Rohan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Rohan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
8. 8.A message says Lakshmi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
9. 9.Isha’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) Nothing, just pay (b) The colour of the code (c) The name of the shop
10. 10.Aarav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
11. 11.Someone online asks Tara for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A friend at school (c) A caller from the bank
12. 12.Ishaan sees that ₹2000 was sent to a wrong number by mistake. What should Ishaan do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
13. 13.A message says Joseph has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
14. 14.Zoya’s mother has ₹1100 in her bank account. She pays ₹210 for milk and ₹50 for medicines by UPI. How many rupees are left in the account?
15. 15.A message says Vivaan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
16. 16.Meera gets a link: “Click now to win a phone worth ₹25000!” What should Meera do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
17. 17.Nisha gets a link: “Click now to win a phone worth ₹5000!” What should Nisha do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
18. 18.A stranger asks Ishaan to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
19. 19.A message says Rohan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
20. 20.Someone online asks Dev for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A friend at school (b) A caller from the bank (c) No one
21. 21.Lakshmi’s mother has ₹1600 in her bank account. She pays ₹60 for vegetables and ₹60 for medicines by UPI. How many rupees are left in the account?
22. 22.Isha’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
23. 23.A message says Pooja has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
24. 24.Someone online asks Lakshmi for the family UPI PIN. Who should ever be told a PIN or OTP? (a) No one (b) A caller from the bank (c) A friend at school
25. 25.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
26. 26.Aditya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aditya do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
27. 27.Dev gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Dev do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
28. 28.Sneha’s mother has ₹1500 in her bank account. She pays ₹360 for bread and ₹170 for a gas cylinder by UPI. How many rupees are left in the account?
29. 29.Aditya’s mother has ₹1600 in her bank account. She pays ₹50 for fruit and ₹360 for a gas cylinder by UPI. How many rupees are left in the account?
30. 30.Someone online asks Meera for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
31. 31.Aarav gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Aarav do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
32. 32.A message says Zoya has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
33. 33.Rahul’s mother has ₹2600 in her bank account. She pays ₹340 for school books and ₹320 for vegetables by UPI. How many rupees are left in the account?
34. 34.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
35. 35.Aditya’s mother has ₹1800 in her bank account. She pays ₹130 for school books and ₹400 for bread by UPI. How many rupees are left in the account?
36. 36.A message says Gurpreet has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
37. 37.Meera’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
38. 38.Arjun gets a link: “Click now to win a phone worth ₹500!” What should Arjun do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
39. 39.A stranger asks Farhan to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
40. 40.Joseph gets a link: “Click now to win a phone worth ₹2000!” What should Joseph do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win

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