Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 97 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Ishaan has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
2. 2.Aarav’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The name of the shop (b) The colour of the code (c) Nothing, just pay
3. 3.A stranger asks Rahul to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
4. 4.A message says Arjun has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
5. 5.Gurpreet’s father is sending ₹25000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
6. 6.Ananya’s mother has ₹2300 in her bank account. She pays ₹200 for fruit and ₹320 for a gas cylinder by UPI. How many rupees are left in the account?
7. 7.A stranger asks Farhan to scan a QR code to “get” ₹50000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
8. 8.Rahul gets a link: “Click now to win a phone worth ₹10000!” What should Rahul do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
9. 9.Aditya’s mother has ₹1500 in her bank account. She pays ₹80 for fruit and ₹320 for milk by UPI. How many rupees are left in the account?
10. 10.A stranger asks Arjun to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
11. 11.Tara gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Tara do? (a) Never share the OTP (b) Read the OTP out (c) Send it by message
12. 12.A message says Dev has won ₹25000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
13. 13.Zoya sees that ₹50000 was sent to a wrong number by mistake. What should Zoya do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
14. 14.A stranger asks Kabir to scan a QR code to “get” ₹50000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
15. 15.Ananya’s mother has ₹3000 in her bank account. She pays ₹360 for bread and ₹60 for a gas cylinder by UPI. How many rupees are left in the account?
16. 16.Diya’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
17. 17.Meera sees that ₹10000 was sent to a wrong number by mistake. What should Meera do first? (a) Tell a parent at once (b) Pay again to fix it (c) Keep it a secret
18. 18.Aarav’s mother has ₹1100 in her bank account. She pays ₹250 for fruit and ₹210 for school books by UPI. How many rupees are left in the account?
19. 19.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
20. 20.Riya’s mother has ₹2600 in her bank account. She pays ₹380 for milk and ₹310 for medicines by UPI. How many rupees are left in the account?
21. 21.Joseph’s mother scans a shop’s QR code to pay ₹50000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
22. 22.Someone online asks Aditya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
23. 23.Zoya’s mother has ₹2100 in her bank account. She pays ₹220 for milk and ₹50 for bread by UPI. How many rupees are left in the account?
24. 24.Kabir’s mother has ₹2800 in her bank account. She pays ₹130 for vegetables and ₹140 for school books by UPI. How many rupees are left in the account?
25. 25.Kabir’s mother scans a shop’s QR code to pay ₹500. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
26. 26.A message says Riya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
27. 27.A stranger asks Meera to scan a QR code to “get” ₹5000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
28. 28.Priya gets a link: “Click now to win a phone worth ₹10000!” What should Priya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
29. 29.Lakshmi’s mother has ₹1600 in her bank account. She pays ₹200 for bread and ₹350 for milk by UPI. How many rupees are left in the account?
30. 30.A stranger asks Kabir to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
31. 31.Joseph gets a link: “Click now to win a phone worth ₹50000!” What should Joseph do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
32. 32.Kavya gets a link: “Click now to win a phone worth ₹50000!” What should Kavya do? (a) Ignore it, tell a parent (b) Send it to friends (c) Click it to win
33. 33.Arjun’s mother has ₹1000 in her bank account. She pays ₹190 for medicines and ₹400 for a gas cylinder by UPI. How many rupees are left in the account?
34. 34.Someone online asks Diya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) A friend at school (c) No one
35. 35.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
36. 36.Arjun’s mother has ₹1100 in her bank account. She pays ₹180 for milk and ₹340 for school books by UPI. How many rupees are left in the account?
37. 37.Diya’s mother scans a shop’s QR code to pay ₹25000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
38. 38.Pooja’s mother has ₹2000 in her bank account. She pays ₹50 for bread and ₹50 for fruit by UPI. How many rupees are left in the account?
39. 39.Kabir’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
40. 40.A stranger asks Pooja to scan a QR code to “get” ₹1000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money

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