Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 98 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.A message says Aditya has won ₹50000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
2. 2.Rahul sees that ₹2000 was sent to a wrong number by mistake. What should Rahul do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
3. 3.A message says Aarav has won ₹1000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
4. 4.Someone online asks Kavya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
5. 5.Zoya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
6. 6.A stranger asks Aditya to scan a QR code to “get” ₹500. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
7. 7.Farhan’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
8. 8.Isha gets a link: “Click now to win a phone worth ₹500!” What should Isha do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
9. 9.A message says Ananya has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
10. 10.Meera sees that ₹500 was sent to a wrong number by mistake. What should Meera do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
11. 11.Kabir’s mother has ₹1900 in her bank account. She pays ₹300 for fruit and ₹310 for bread by UPI. How many rupees are left in the account?
12. 12.Riya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) The name of the shop (c) Nothing, just pay
13. 13.Kavya gets a link: “Click now to win a phone worth ₹500!” What should Kavya do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
14. 14.A message says Lakshmi has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) Prizes need your PIN (c) No PIN to receive money
15. 15.A message says Aditya has won ₹10000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) No PIN to receive money (c) Enter the PIN quickly
16. 16.Manav gets a link: “Click now to win a phone worth ₹2000!” What should Manav do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
17. 17.Karan sees that ₹500 was sent to a wrong number by mistake. What should Karan do first? (a) Keep it a secret (b) Pay again to fix it (c) Tell a parent at once
18. 18.Isha gets a link: “Click now to win a phone worth ₹50000!” What should Isha do? (a) Click it to win (b) Send it to friends (c) Ignore it, tell a parent
19. 19.Isha’s mother has ₹1000 in her bank account. She pays ₹210 for milk and ₹350 for fruit by UPI. How many rupees are left in the account?
20. 20.A message says Lakshmi has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
21. 21.Saanvi’s mother has ₹1300 in her bank account. She pays ₹300 for vegetables and ₹70 for fruit by UPI. How many rupees are left in the account?
22. 22.A message says Isha has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Enter the PIN quickly (c) Prizes need your PIN
23. 23.A stranger asks Sneha to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
24. 24.Kabir’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
25. 25.Riya sees that ₹25000 was sent to a wrong number by mistake. What should Riya do first? (a) Pay again to fix it (b) Tell a parent at once (c) Keep it a secret
26. 26.Isha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Isha do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
27. 27.A stranger asks Saanvi to scan a QR code to “get” ₹500. What is true? (a) QR codes are always safe (b) It gives you money (c) Scanning a QR pays money
28. 28.Lakshmi’s mother has ₹2400 in her bank account. She pays ₹170 for a gas cylinder and ₹50 for milk by UPI. How many rupees are left in the account?
29. 29.A stranger asks Farhan to scan a QR code to “get” ₹1000. What is true? (a) Scanning a QR pays money (b) QR codes are always safe (c) It gives you money
30. 30.A stranger asks Saanvi to scan a QR code to “get” ₹5000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
31. 31.Rohan’s mother has ₹1500 in her bank account. She pays ₹320 for milk and ₹290 for vegetables by UPI. How many rupees are left in the account?
32. 32.Vivaan’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
33. 33.Ananya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Ananya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
34. 34.Gurpreet’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) The name and amount (c) Only the phone colour
35. 35.Riya gets a link: “Click now to win a phone worth ₹2000!” What should Riya do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
36. 36.Kavya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Kavya do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
37. 37.A message says Farhan has won ₹2000. It asks for the UPI PIN to send the prize. What is true? (a) No PIN to receive money (b) Prizes need your PIN (c) Enter the PIN quickly
38. 38.A message says Rohan has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
39. 39.Kabir’s mother has ₹1200 in her bank account. She pays ₹280 for milk and ₹300 for vegetables by UPI. How many rupees are left in the account?
40. 40.Rohan’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all

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