Safe Digital Payments Worksheet

Money maths lesson 27: Safe digital payments · Set 99 · 40 sums

The method (Stop, check, ask): Never share an OTP or PIN with anyone — not on a call, message or link, even if they say they are from a bank. A PIN or scanning a QR code is only for paying; you never need it to receive money. Before paying, check the name and the amount. Prize links and “you have won” messages are tricks — ignore them and tell a parent. Paid by mistake or something looks wrong? Tell a grown-up at once.

1. 1.Nisha gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Nisha do? (a) Send it by message (b) Read the OTP out (c) Never share the OTP
2. 2.Diya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
3. 3.A stranger asks Aditya to scan a QR code to “get” ₹25000. What is true? (a) It gives you money (b) Scanning a QR pays money (c) QR codes are always safe
4. 4.A message says Pooja has won ₹5000. It asks for the UPI PIN to send the prize. What is true? (a) Prizes need your PIN (b) Enter the PIN quickly (c) No PIN to receive money
5. 5.Diya gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Diya do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
6. 6.Someone online asks Priya for the family UPI PIN. Who should ever be told a PIN or OTP? (a) A caller from the bank (b) No one (c) A friend at school
7. 7.A stranger asks Meera to scan a QR code to “get” ₹25000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
8. 8.Arjun gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Arjun do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
9. 9.Manav’s father is sending ₹10000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) The name and amount (c) Nothing at all
10. 10.Tara’s mother scans a shop’s QR code to pay ₹2000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
11. 11.Gurpreet’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) Nothing, just pay (b) The name of the shop (c) The colour of the code
12. 12.Vivaan gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Vivaan do? (a) Read the OTP out (b) Never share the OTP (c) Send it by message
13. 13.Kavya’s mother scans a shop’s QR code to pay ₹5000. What should she check before she pays? (a) The colour of the code (b) Nothing, just pay (c) The name of the shop
14. 14.Arjun’s mother has ₹1100 in her bank account. She pays ₹250 for vegetables and ₹250 for school books by UPI. How many rupees are left in the account?
15. 15.Lakshmi gets a link: “Click now to win a phone worth ₹10000!” What should Lakshmi do? (a) Send it to friends (b) Click it to win (c) Ignore it, tell a parent
16. 16.Zoya’s father is sending ₹500 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
17. 17.Aditya sees that ₹500 was sent to a wrong number by mistake. What should Aditya do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
18. 18.Lakshmi sees that ₹25000 was sent to a wrong number by mistake. What should Lakshmi do first? (a) Pay again to fix it (b) Keep it a secret (c) Tell a parent at once
19. 19.Tara gets a link: “Click now to win a phone worth ₹5000!” What should Tara do? (a) Send it to friends (b) Ignore it, tell a parent (c) Click it to win
20. 20.A stranger asks Aarav to scan a QR code to “get” ₹10000. What is true? (a) QR codes are always safe (b) Scanning a QR pays money (c) It gives you money
21. 21.Kabir sees that ₹25000 was sent to a wrong number by mistake. What should Kabir do first? (a) Keep it a secret (b) Tell a parent at once (c) Pay again to fix it
22. 22.Rahul’s father is sending ₹5000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
23. 23.Farhan gets a link: “Click now to win a phone worth ₹1000!” What should Farhan do? (a) Click it to win (b) Ignore it, tell a parent (c) Send it to friends
24. 24.Riya’s mother has ₹1100 in her bank account. She pays ₹400 for vegetables and ₹80 for fruit by UPI. How many rupees are left in the account?
25. 25.Joseph’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) Only the phone colour (b) Nothing at all (c) The name and amount
26. 26.Lakshmi gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Lakshmi do? (a) Send it by message (b) Never share the OTP (c) Read the OTP out
27. 27.Tara’s father is sending ₹50000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Nothing at all (c) Only the phone colour
28. 28.A message says Rohan has won ₹500. It asks for the UPI PIN to send the prize. What is true? (a) Enter the PIN quickly (b) No PIN to receive money (c) Prizes need your PIN
29. 29.Isha’s mother scans a shop’s QR code to pay ₹1000. What should she check before she pays? (a) The name of the shop (b) Nothing, just pay (c) The colour of the code
30. 30.Aarav’s father is sending ₹1000 to a friend by UPI. What should he check before he pays? (a) Nothing at all (b) Only the phone colour (c) The name and amount
31. 31.Pooja gets a call: “I am from the bank. Tell me the OTP sent to your phone.” What should Pooja do? (a) Read the OTP out (b) Send it by message (c) Never share the OTP
32. 32.Dev’s mother has ₹1100 in her bank account. She pays ₹330 for bread and ₹120 for medicines by UPI. How many rupees are left in the account?
33. 33.Kabir gets a link: “Click now to win a phone worth ₹10000!” What should Kabir do? (a) Ignore it, tell a parent (b) Click it to win (c) Send it to friends
34. 34.Nisha’s mother has ₹3000 in her bank account. She pays ₹300 for fruit and ₹60 for bread by UPI. How many rupees are left in the account?
35. 35.Isha’s mother has ₹2500 in her bank account. She pays ₹260 for school books and ₹300 for medicines by UPI. How many rupees are left in the account?
36. 36.Rahul’s mother has ₹2700 in her bank account. She pays ₹60 for bread and ₹140 for school books by UPI. How many rupees are left in the account?
37. 37.Kavya’s father is sending ₹2000 to a friend by UPI. What should he check before he pays? (a) The name and amount (b) Only the phone colour (c) Nothing at all
38. 38.Joseph’s mother has ₹2400 in her bank account. She pays ₹320 for vegetables and ₹130 for school books by UPI. How many rupees are left in the account?
39. 39.A stranger asks Rohan to scan a QR code to “get” ₹10000. What is true? (a) It gives you money (b) QR codes are always safe (c) Scanning a QR pays money
40. 40.Saanvi’s mother has ₹1000 in her bank account. She pays ₹330 for a gas cylinder and ₹50 for school books by UPI. How many rupees are left in the account?

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