Reading a bank passbook — Money maths for kids

The method

In and out — “start with the opening balance, add each credit, take away each debit”

1. Credit = money in (deposit, interest, money received). Debit = money out (withdrawal, payment, fee).
2. Balance = opening balance + credits − debits.
3. A missing debit = opening balance + credits − closing balance.

Use it for: Opening a child’s savings account, reading a statement, and banking lessons in Class 6–8.

Worked example: Passbook — opening balance ₹2500, credit ₹800, debit ₹1200. What is the balance now (in ₹)? → 2100

✏️ Practice

Work it out in your head or on paper, then tap your answer — or type it and press Check. Stuck? Press “Show me how”.

🏁 Lesson 28 test

20 sums. Check each answer, then go to the next one. Get 16 or more right to pass.

🏅 Sign in with Google to earn the 📒 Passbook Reader badge when you pass — and a certificate when you finish all 10 lessons of Part 3 · Money sense. You can still take the test without signing in.

🖨️ Bank Passbook Worksheet

• Worksheet set 1 (PDF)
• Worksheet set 2 (PDF)
• Worksheet set 3 (PDF)